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Browse loan offers from trusted South African lenders. Find the right fit for your budget and apply directly.
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Dengoo
Dengoo is an online lending platform offering personal loans from R500 up to R350,000 in South Africa. First-time borrowers can get their loan fee-free, with approval in as little as 15 minutes and funds deposited the same day. Major bank customers may receive funds within 5 minutes. No hidden fees on initial applications — the entire process is online.
- First loan is fee-free
- Approval in as little as 15 minutes
- Funds deposited same day — within 5 minutes for major bank customers
- Fully online application process
- No hidden fees on initial applications
- Loan amounts up to R350,000
Jabulani Money
Jabulani Money is an NCR-registered online lender offering fast short-term and payday loans to South Africans. Apply fully online in minutes, get a decision in 10–25 minutes, and receive funds directly to your bank account — typically within 5 minutes of approval. No paperwork, no branch visits. Registered under the National Credit Act by Clearwave Innovations (Pty) Ltd (NCRCP22362).
- Approval decision in 10–25 minutes
- Funds transferred within 5 minutes of approval
- Fully online — no paperwork or branch visits
- NCR registered lender (NCRCP22362)
- Early repayment available
- Open Monday–Friday 8am–5pm, Saturday 8am–1pm
Finpug
Finpug is a loan comparison platform that connects South African borrowers with NCR-registered lenders offering competitive rates. Apply online in about 2 minutes, get matched with offers from multiple lenders, and receive funds within 15–30 minutes. No collateral required — loans are unsecured. New customers may qualify for interest-free or low-interest introductory offers.
- Quick online application — takes about 2 minutes
- Funds disbursed within 15–30 minutes of approval
- No collateral required (unsecured loans)
- Interest-free credit available for new customers
- 24/7 online applications accepted
- Transparent fees with no hidden charges
Century
Century Financial Services is an NCR-registered (NCRCP20970) online lender in South Africa offering short-term and instalment loans from R500 to R8,000. Get instant online approval and same-day payout directly to your bank account. Interest rates start from just 0.1% per day. No early repayment penalties — pay off your loan sooner and save on interest. Build your credit profile with responsible borrowing.
- Instant online approval
- Same-day payout to your bank account
- No early repayment penalties
- NCR registered — NCRCP20970
- Interest from just 0.1% per day
LendPlus
LendPlus is an NCR-registered (NCRCP17814) micro-lender offering short-term payday loans in South Africa. First-time borrowers can apply for up to R4,000, with approval in about 15 minutes and funds sent to your bank account within 5–10 minutes. No collateral or guarantors needed — the entire process is online. Returning customers may qualify for higher amounts and lower rates.
- Approval in about 15 minutes
- Funds in your account within 5–10 minutes
- No collateral or guarantors required
- Fully online application process
- Lower interest rate (36%) for returning customers
- Early repayment option via OZOW payment system
- NCR registered — NCRCP17814
Primeloans
PrimeLoans is an NCR-registered (NCRCP20937) microfinance lender in South Africa offering fast payday loans from R500 to R4,000. Get cash deposited to your bank account in as little as 5–15 minutes. No collateral or guarantors required — just a valid SA ID and proof of income. Affordable repayments with loyalty rewards for returning borrowers. Manage your loan via the PrimeLoans mobile app.
- Cash in your account in 5–15 minutes
- No collateral or guarantors required
- NCR registered — NCRCP20937
- Loyalty rewards for returning borrowers
- Manage your loan via mobile app
Crezu
Crezu is a free online loan comparison platform in South Africa that connects borrowers with a network of trusted NCR-licensed banks and lenders. Apply once and receive a personalised offer within 2 minutes — with zero impact on your credit score. Loans from R500 to R350,000 with terms from 6 to 72 months. 95% approval rate with no hidden fees or upfront charges. Available for personal loans, vehicle finance, and debt consolidation.
- 95% approval rate
- Personalised offer in 2 minutes
- Zero impact on your credit score
- Completely free — no hidden fees
- Access to multiple NCR-licensed lenders
Crediwise
CrediWise is an NCR-registered (NCRCP22496) short-term lender in South Africa offering quick personal loans with approval in as little as 5 minutes. Apply online with minimal documentation — just your SA ID, 3 months of bank statements, and a valid cell phone number. Funds are credited within 5–10 minutes of approval. Subject to affordability assessment and DebiCheck mandate.
- Approval in just 5 minutes
- Funds credited within 5-10 minutes
- NCR registered (NCRCP22496)
- Minimal documentation required
- Available to first-time borrowers
Letocredit
Letocredit is a free online loan comparison platform in South Africa that connects borrowers with multiple lenders. Apply once and receive offers from R500 to R15,000 with repayment terms from 61 to 365 days. Interest rates from 0% to 36% APR depending on the lender. No credit history required — available even for those without a credit score. Same-day payout, typically within 15–30 minutes after confirmation. The service is completely free with no upfront charges.
- Free comparison service
- No credit history required
- Same-day payout in 15-30 minutes
- Loans from R500 to R15,000
- No upfront charges or hidden fees
- Multiple lender offers with one application
LendPlus
LendPlus is a licensed South African credit provider (NCRCP17814) offering short-term payday loans and quick cash loans. First-time borrowers can get up to R4,000 with approval in approximately 15 minutes. Apply online with your SA ID, 3 months of bank statements, and a valid cell phone number. Funds arrive within 5–10 minutes after approval. Ideal for urgent cash needs between paydays.
- First loan up to R4,000
- Approval in 15 minutes
- Funds in 5-10 minutes after approval
- NCR registered (NCRCP17814)
- Simple online application
Creditomax
CreditoMax is an online loan broker in South Africa connecting applicants with trusted lenders. Up to 98% approval rate with a response in under 15 minutes. Borrow from R500 to R10,000 with terms from 61 to 365 days. The platform is 100% online with no service charges — CreditoMax earns from lenders, not from you. Over 376,000 loans issued with 99% customer retention.
- Up to 98% approval rate
- Response in under 15 minutes
- 100% online — no paperwork
- No service charges for borrowers
- Funds within 24 hours after approval
Creditum
Creditum is a registered loan comparison platform that connects South African borrowers with a network of NCR-registered credit providers. Apply once, get matched with lenders offering unsecured personal loans from R500 to R350,000. Creditum is not a direct lender — it finds the best available offer based on your profile and affordability. Funds are typically disbursed within 24–48 hours of approval.
- Loan comparison — matched with multiple NCR-registered lenders
- Fully online application process
- Funds disbursed within 24–48 hours
- Flexible repayment terms from 12 to 72 months
- Accessible to borrowers with varied credit profiles
- Personalised loan matching based on your affordability
RandCash is not a lender. The offers displayed on this page are from third-party credit providers. Loan terms, interest rates, and eligibility criteria are set by the respective lenders. Always read the loan agreement carefully before accepting any offer. All lenders are registered with the National Credit Regulator (NCR) of South Africa.
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