How It Works
Comparing loans with RandCash is simple, fast, and completely online. Follow these four easy steps to find the right lender for you.
Application Steps
Choose Your Loan
Start by selecting the loan amount and repayment term that suits your needs. Use our loan calculator to estimate your monthly repayments and find the perfect balance between affordable payments and loan duration. Choose from R500 to R250,000 with terms from 1 to 72 months.
Complete Your Application
Fill in our simple online application form. You will need to provide your personal details, employment information, and banking details. The entire process takes less than 5 minutes. No paperwork or branch visits required — everything is done online.
Compare Offers
Your details are shared with matching lenders who will assess your application and perform the necessary credit and affordability checks as required by the National Credit Act. You may receive offers from one or more lenders. You will be notified via email and SMS.
Get Matched with a Lender
Once a lender approves your application, the lender transfers funds directly into your bank account. Depending on your bank, the funds can be available within the same business day. The lender will provide you with a loan agreement with all the terms, rates, and repayment details clearly outlined.
What You Need to Apply
Make sure you meet the following requirements before applying
SA Citizen or Permanent Resident
Must be a South African citizen or permanent resident
18 Years or Older
Minimum age requirement of 18 years
Regular Income
Employed, self-employed, or receiving regular income
Valid Bank Account
An active South African bank account in your name
Valid SA ID
A valid South African identity document or smart ID card
Contact Details
Valid email address and South African mobile number
Ready to Apply?
The process takes less than 5 minutes. Apply now and get a decision fast.