RandCash

FASTA Loans

Short-term loans from R800 to R8,000 with a fully digital application. Get funded in minutes, not days.

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About FASTA

FASTA is a modern South African fintech lender that prides itself on speed and transparency. The entire lending process is digital — from application to payout — with no branch visits or paperwork required. FASTA offers short-term credit designed for unexpected expenses and cash emergencies.

Loan Details

  • Loan amounts: R800 – R8,000
  • Loan terms: 1 to 6 months
  • Interest rate: 5% per month (60% per annum)
  • Payout time: Minutes after approval
  • NCR registration: NCRCP12235

Requirements

  • South African citizen or permanent resident
  • At least 18 years old
  • Valid SA ID
  • Employed with proof of regular income
  • Active South African bank account

Pros and Cons

Pros

  • Fast digital-first experience
  • Transparent pricing — no hidden fees
  • Quick payout in minutes
  • Modern, user-friendly platform

Cons

  • Maximum loan of R8,000
  • Short-term rates (5% monthly)
  • Not suitable for large financial needs

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