About Finance27
Finance27 is a South African short-term lender that offers same-day loans across the country. Accredited with the NCR and fully compliant with the National Credit Act, Finance27 provides a straightforward online application process with competitive rates for short-term credit.
Loan Details
- Loan amounts: R500 – R8,000
- Loan terms: 61 to 65 days
- Interest rate: Maximum APR of 38%
- Payout time: Same day
- NCR registration: NCRCP14028
Requirements
- South African citizen or permanent resident
- At least 18 years old
- Valid SA ID
- Proof of employment and income
- Active South African bank account
Pros and Cons
Pros
- Lower maximum APR than many competitors (38%)
- Same-day payout
- NCR accredited and fully compliant
- Simple online application
Cons
- Short repayment window (61–65 days)
- Maximum loan of R8,000
- Less flexibility in repayment terms
