Lender Reviews
Honest reviews from clients and employees of South African credit providers. Make informed decisions before you borrow.
Absa Bank
Absa Bank, formerly Barclays Africa Group, is one of South Africa's Big Four banks with a history spanning over 100 years. The bank serves millions of...
African Bank
African Bank is a unique player in South Africa's lending market. Unlike the Big Four banks, African Bank specialises exclusively in unsecured persona...
Atlas Finance
Atlas Finance is one of South Africa's oldest micro-lending companies, operating since the 1990s. With over two decades of experience and a large nati...
Barko Financial Services
Barko Financial Services is a South African micro-lender with one of the largest branch networks in the country, operating over 100 locations across a...
Boodle
Boodle is one of South Africa's most popular online payday lenders, known for its remarkably fast application process and same-day payouts — often wit...
Capitec Bank
Capitec Bank is one of South Africa's largest retail banks, serving over 21 million active clients as of 2025. Founded in 2001, Capitec disrupted the ...
Century Financial Services
Century Financial Services is an NCR-registered online lender (registration number NCRCP20970) offering short-term and instalment loans to South Afric...
CrediWise
CrediWise is an NCR-registered short-term lender (registration number NCRCP22496) offering quick personal loans with approval in as little as 5 minute...
Creditum
Creditum is a registered loan comparison platform that connects South African borrowers with a network of NCR-registered credit providers. Creditum is...
Crezu
Crezu is a free online loan comparison platform that connects South African borrowers with a network of trusted NCR-licensed banks and credit provider...
Dengoo
Dengoo is an online lending platform offering personal loans from R500 up to R350,000 to South African borrowers. One of Dengoo's standout features is...
DirectAxis
DirectAxis is a specialist personal loan and insurance provider and a subsidiary of FirstRand Group — the same financial group that owns FNB, WesBank,...
FASTA
FASTA is a modern South African fintech lender that has reimagined the short-term loan experience. The company prides itself on speed, transparency, a...
FNB (First National Bank)
First National Bank (FNB) is one of South Africa's Big Four banks and the oldest bank in the country, with roots dating back to 1838. Part of the Firs...
Finance27
Finance27 is a South African short-term lender that stands out for one key feature: a maximum APR of just 38%, which is significantly lower than the N...
Finpug
Finpug is a loan comparison platform that connects South African borrowers with a network of NCR-registered lenders. Rather than lending money itself,...
LendPlus
LendPlus is an NCR-registered micro-lender (registration number NCRCP17814) that specialises in short-term payday loans for employed South Africans. W...
Letocredit
Letocredit is a free online loan comparison service in South Africa that connects borrowers with multiple lenders through a single application. Unlike...
Letsatsi Finance
Letsatsi Finance is a well-established South African micro-lender that has been providing short-term and instalment loans since the early 2000s. The n...
Mulah
Mulah is one of the fastest online lenders in South Africa, with a verified payout time of as little as 60 seconds after approval. Founded as a fully ...
Nedbank
Nedbank is one of South Africa's Big Four banks, serving over 8 million clients with a full range of personal, business, and corporate banking service...
Primeloans
Primeloans is an NCR-registered microfinance lender (registration number NCRCP20937) offering fast payday loans to employed South Africans. With cash ...
Standard Bank
Standard Bank is Africa's largest bank by assets and one of the most established financial institutions on the continent, with a history spanning over...
TymeBank
TymeBank is South Africa's first fully digital bank, launched in 2019 with the mission of making banking affordable and accessible to all South Africa...
Wonga
Wonga is one of the most recognised names in short-term lending in South Africa. Operating since 2013, Wonga pioneered the fully digital payday loan m...