P
General
Payslip
Your payslip is proof you actually work and how much you earn. It's the most basic thing lenders need to see — no payslip, no loan, full stop. It shows your gross pay, all the deductions (PAYE, UIF, pension), and your take-home. Self-employed people can't use a payslip, so they need to play by different rules.
Usage Examples
"Tshepo's employer messed up his payslips — they were missing the company stamp. His bank rejected his loan application until he got new ones with proper proof."
"Palesa got a payslip showing R8,500 net per month. Capitec wanted proof her gross was at least R12,000, so they asked for six months of bank statements as backup."
"Self-employed chommie Andile had to put together tax returns and bank statements instead. Took longer to get approved, but it worked."