B
Credit
Blacklisted
A colloquial South African term meaning you have a negative credit record, such as defaults, judgments, or debt review listings. Technically, credit bureaus do not maintain a "blacklist" — they record both positive and negative credit behaviour.
Usage Examples
"Many people say they are blacklisted, but what they actually have is a default listing on their credit report."
"Being blacklisted makes it very difficult to get approved for any form of credit."