Lender Reviews

Honest reviews from clients and employees of South African credit providers. Make informed decisions before you borrow.

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Absa Bank

Lender

Absa Bank, formerly Barclays Africa Group, is one of South Africa's Big Four banks with a history spanning over 100 years. The bank serves millions of...

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African Bank

Lender

African Bank is a unique player in South Africa's lending market. Unlike the Big Four banks, African Bank specialises exclusively in unsecured persona...

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Atlas Finance

Lender

Atlas Finance is one of South Africa's oldest micro-lending companies, operating since the 1990s. With over two decades of experience and a large nati...

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Barko Financial Services

Lender

Barko Financial Services is a South African micro-lender with one of the largest branch networks in the country, operating over 100 locations across a...

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5

Boodle

Lender

Boodle is one of South Africa's most popular online payday lenders, known for its remarkably fast application process and same-day payouts — often wit...

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C

Capitec Bank

Lender

Capitec Bank is one of South Africa's largest retail banks, serving over 21 million active clients as of 2025. Founded in 2001, Capitec disrupted the ...

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Century Financial Services

Lender

Century Financial Services is an NCR-registered online lender (registration number NCRCP20970) offering short-term and instalment loans to South Afric...

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DirectAxis

Lender

DirectAxis is a specialist personal loan and insurance provider and a subsidiary of FirstRand Group — the same financial group that owns FNB, WesBank,...

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4

FASTA

Lender

FASTA is a modern South African fintech lender that has reimagined the short-term loan experience. The company prides itself on speed, transparency, a...

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FNB (First National Bank)

Lender

First National Bank (FNB) is one of South Africa's Big Four banks and the oldest bank in the country, with roots dating back to 1838. Part of the Firs...

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Finance27

Lender

Finance27 is a South African short-term lender that stands out for one key feature: a maximum APR of just 38%, which is significantly lower than the N...

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Jabulani Money

Lender

Jabulani Money is a fully online South African short-term lender registered with the National Credit Regulator (NCRCP22362). Operated by Clearwave Inn...

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Letsatsi Finance

Lender

Letsatsi Finance is a well-established South African micro-lender that has been providing short-term and instalment loans since the early 2000s. The n...

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Mulah

Lender

Mulah is one of the fastest online lenders in South Africa, with a verified payout time of as little as 60 seconds after approval. Founded as a fully ...

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Nedbank

Lender

Nedbank is one of South Africa's Big Four banks, serving over 8 million clients with a full range of personal, business, and corporate banking service...

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Primeloans

Lender

Primeloans is an NCR-registered microfinance lender (registration number NCRCP20937) offering fast payday loans to employed South Africans. With cash ...

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Standard Bank

Lender

Standard Bank is Africa's largest bank by assets and one of the most established financial institutions on the continent, with a history spanning over...

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TymeBank

Lender

TymeBank is South Africa's first fully digital bank, launched in 2019 with the mission of making banking affordable and accessible to all South Africa...

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Wonga

Lender

Wonga is one of the most recognised names in short-term lending in South Africa. Operating since 2013, Wonga pioneered the fully digital payday loan m...

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