Lender Reviews
Honest reviews from clients and employees of South African credit providers. Make informed decisions before you borrow.
Absa Bank
LenderAbsa Bank, formerly Barclays Africa Group, is one of South Africa's Big Four banks with a history spanning over 100 years. The bank serves millions of...
African Bank
LenderAfrican Bank is a unique player in South Africa's lending market. Unlike the Big Four banks, African Bank specialises exclusively in unsecured persona...
Atlas Finance
LenderAtlas Finance is one of South Africa's oldest micro-lending companies, operating since the 1990s. With over two decades of experience and a large nati...
Barko Financial Services
LenderBarko Financial Services is a South African micro-lender with one of the largest branch networks in the country, operating over 100 locations across a...
Boodle
LenderBoodle is one of South Africa's most popular online payday lenders, known for its remarkably fast application process and same-day payouts — often wit...
Capitec Bank
LenderCapitec Bank is one of South Africa's largest retail banks, serving over 21 million active clients as of 2025. Founded in 2001, Capitec disrupted the ...
Century Financial Services
LenderCentury Financial Services is an NCR-registered online lender (registration number NCRCP20970) offering short-term and instalment loans to South Afric...
DirectAxis
LenderDirectAxis is a specialist personal loan and insurance provider and a subsidiary of FirstRand Group — the same financial group that owns FNB, WesBank,...
FASTA
LenderFASTA is a modern South African fintech lender that has reimagined the short-term loan experience. The company prides itself on speed, transparency, a...
FNB (First National Bank)
LenderFirst National Bank (FNB) is one of South Africa's Big Four banks and the oldest bank in the country, with roots dating back to 1838. Part of the Firs...
Finance27
LenderFinance27 is a South African short-term lender that stands out for one key feature: a maximum APR of just 38%, which is significantly lower than the N...
Jabulani Money
LenderJabulani Money is a fully online South African short-term lender registered with the National Credit Regulator (NCRCP22362). Operated by Clearwave Inn...
Letsatsi Finance
LenderLetsatsi Finance is a well-established South African micro-lender that has been providing short-term and instalment loans since the early 2000s. The n...
Mulah
LenderMulah is one of the fastest online lenders in South Africa, with a verified payout time of as little as 60 seconds after approval. Founded as a fully ...
Nedbank
LenderNedbank is one of South Africa's Big Four banks, serving over 8 million clients with a full range of personal, business, and corporate banking service...
Primeloans
LenderPrimeloans is an NCR-registered microfinance lender (registration number NCRCP20937) offering fast payday loans to employed South Africans. With cash ...
Standard Bank
LenderStandard Bank is Africa's largest bank by assets and one of the most established financial institutions on the continent, with a history spanning over...
TymeBank
LenderTymeBank is South Africa's first fully digital bank, launched in 2019 with the mission of making banking affordable and accessible to all South Africa...
Wonga
LenderWonga is one of the most recognised names in short-term lending in South Africa. Operating since 2013, Wonga pioneered the fully digital payday loan m...